Managing Your Help to Buy Loan

• Clear, straightforward advice on ‘Help to Buy’ mortgages

• Expert guidance throughout the Help to Buy review process

Repaying your Help to Buy loan can seem daunting, but it’s a manageable process with the right preparation. A RICS certified surveyor is required  to assess your property’s value to determine the amount you owe. The good news is that you may be able raise the additional funds needed by increasing your mortgage to cover the repayment. We will be on hand to guide you through this, ensuring the process is smooth and stress-free.

If you're ready to repay your ‘Help to Buy’ loan, you have two options: partial or full redemption. Partial redemption allows you to repay part of the loan, while full redemption settles the entire amount. Depending on your financial situation, one may be more suitable than the other. We will work together to help you weigh the pros and cons of both options and find the best solution for you.