Help to Buy

• Clear, straightforward advice on how ‘Help to Buy’ works

• Support with understanding eligibility criteria

• Access to exclusive Help to Buy mortgage options

• Expert guidance throughout the application process

Repaying your Help to Buy loan can seem daunting, but it’s a manageable process with the right preparation. A RICS certified surveyor is required  to assess your property’s value to determine the amount you owe. The good news is that you may be able raise the additional funds needed by increasing your mortgage to cover the repayment. We will be on hand to guide you through this, ensuring the process is smooth and stress-free.

If you're ready to repay your ‘Help to Buy’ loan, you have two options: partial or full redemption. Partial redemption allows you to repay part of the loan, while full redemption settles the entire amount. Depending on your financial situation, one may be more suitable than the other. We will work together to help you weigh the pros and cons of both options and find the best solution for you.

Remortgaging while still holding a Help to Buy loan is possible, but it requires careful planning. You’ll need to ensure that your new Mortgage Lender accepts a help to buy arrangement in the background. We’ll help you navigate the intricacies of remortgaging with a ‘Help to Buy’ loan, ensuring you’re able to secure a better deal while managing your debt effectively.

 We’ll be your key partner in navigating the complexities of repaying ‘Help to Buy’ or remortgaging while the scheme is in place. We’ll ensure you understand your options, provide clear advice, and assist with paperwork. My expertise will ensure that you can move forward feeling fully informed of your options and the best route forward. 

When it comes to ‘Help to Buy’, reviewing all your available options is crucial to making the right decision. We’ll present you with various routes that fit your circumstances recommending the best approach based on your financial goals. We’ll also take the time to explain everything clearly, so you feel confident in your decision.