When your current mortgage deal approaches the end of its fixed period, it’s essential to review your options. Remortgaging could help you secure a better deal, lower your monthly payments, or even release equity in your home. But with so many options available, it can be hard to know where to start.
Uplift Financial is here to guide you through the remortgaging process, ensuring you understand the best options for your financial situation. Whether you’re looking to reduce your payments, borrow more to complete home improvements or consolidate debt we’re here to find the right solution.
Timing is crucial when remortgaging, and it’s generally recommended to start exploring your options about six months before your current deal expires. This allows you enough time to review the best deals available and choose a product that suits your financial goals. Planning ahead helps you avoid falling onto your lender's standard variable rate, which can be higher.
Yes! Even if you’re in the process of remortgaging, you may be able to take advantage of rate reductions that become available. Mortgage rates fluctuate over time, and locking in a lower rate could reduce your monthly payments. We will help you track market changes and advise you on the best time to secure the best deal.
We’ll ensure you get the best remortgage deal available to you. Uplift Financial has access to a wide range of lenders and products and can help you understand the different options available. We will assess your financial situation, compare deals, and confirm eligibility with the lenders to secure the best possible rate and deal for you, saving you both time and money.
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