The Protection Hub

Protection planning is one of the most important parts of financial wellbeing, but it’s often overlooked. Whether you're buying your first home, growing your family, or running a business, having the right protection in place ensures that you, your loved ones, and your lifestyle are safeguarded if the unexpected happens. From life insurance to income protection and critical illness cover, we’ll help you understand your options and build a tailored plan that fits your needs and your budget!

Why Would You Need Protection Policies in Place?

Life can be unpredictable. A protection policy that repays your mortgage if you pass away ensures that your loved ones can stay in their home without the added stress of financial strain. It's one of the most thoughtful and practical steps you can take for your family’s future.

A critical illness can provide a tax-free lump sum payment if you’re diagnosed with a serious illness. This money can be used to pay off your mortgage , cover adaptations needed in the home, or simply offer financial breathing space during a difficult time.

If illness or injury stops you from working, how long could you maintain your current lifestyle? Income protection replaces a portion of your earnings—typically between 60% to 70%—so you can continue to pay your bills and look after your family while you recover.

Many people believe protection insurance is unaffordable, but the reality is quite different. These policies can be tailored to meet your personal circumstances and budget, offering real value and peace of mind without breaking the bank. Even a small monthly cost can go a long way in providing financial security.